Here's how to accept credit cards
online without a merchant account.
Summary of several popular payment methods.
1. Paypal 
• No sign up fee.
• No monthly fees.
• Lowest transaction fees: 2.2%-2.9% of sales + $0.30 USD
per transaction.
• The money goes into your account within approximately
4 business days.
Click
here for more info.
2. 2checkout
• $49 sign-up fee.
• No monthly fees.
• Transaction fee: $0.45 per sale + 5.5% of sale amount.
• A more sophisticated shopping cart.
• More secure than Paypal.
• Payment is electronically deposited directly to your personal
or business bank account twice a month.
Click
here for more info:
3. Clickbank
• $49.95 sign-up fee.
• No monthly fees.
• $1.00+ per transaction (depending on sale price) plus
7.5% of sales.
• Specializes in electronic products such as ebooks and
software.
• Gives you additional exposure through its built-in affiliate
program.
• Process credit cards and online checks.
• Transaction fee: $0.45 per sale + 5.5% of sale amount.
• For downloadable products only (such as electronic books
or software).
• Process credit cards and online checks.
• You receive additional exposure through free listing on
their website and through the search facilities of other websites.
• You have your own built-in affiliate program. You decide
what commission you would like to pay your affiliates.
• You get a check in the mail from clickbank every 2 weeks.
Click
here for more info
4. PayDotCom.com
• No signup fee - Get a free
account to sell your products. If you want to add additional products,
there's a one time $29 lifetime activation fee to sell unlimited
products.
• $1 to $3 per transaction. No % of sales.
• Sell physical products, digital products, and monthly
billing (subscriptions and memberships).
• Built-in affiliate program with affiliate tools.
• Pays instantly through payment processors like PayPal
and StormPay.
• No pre-approval needed to sell your products.
• No maximum dollar amount.
• Ad tracking.
Click
here for more info
If you have a merchant account:
Here's one of the best systems for
taking payments online. It's a more professional option with a
sophisticated shopping cart that requires a merchant account.
1shoppingcart
• I am using 1shoppingcart
myself.
• You can use 1shoppingcart with your own merchant account and with Paypal.
• Fees start at $29/mo. Or pay $299/yearly and save 15%.
Check the trial package for $3.95/mo. (Remember that this fee
does not include your merchant fees)
• Features include: unlimited autoresponders, broadcasting,
client database, ad tracking, and more.
• Great phone support.
Click
here for more info
The shopping cart options above are for people who do NOT want to use their own merchant account.
To accept payments online with your own merchant account, click here for more shopping cart options.
